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What exactly is lending that is peer-to-peerInternet businesses are challenging

What exactly is lending that is peer-to-peerInternet businesses are challenging

Internet businesses are challenging certainly one of a bank’s many traditional functions – lending. The alleged peer-to-peer lending makes use of electronic technology to fit lenders to borrowers. Get more information inside our article that is third of show on FinTech.

We already know just exactly just what banks that are commercial. For hundreds of years they usually have taken deposits from savers and lent them to borrowers. The final decade, but, has seen non-banks entering e-commerce in a trend called ‘peer-to-peer’ (P2P) lending, whose pioneers consist of Zopa, Prosper, Lending Club and Kabbage. Their ‘P2P’ label comes from computer networking in addition to legacy of Napster and BitTorrent. […]